Unsecured Personal Loans 

  All applications for those with a good credit history are credit scored.

Rates: 12.9% - 17.9% APR depending on credit score, age, income, amount borrowed and the term of the loan.

  All applications for those with a poor credit history are rated on ability to repay.

Rates: in the region of 30% APR depending on the amount borrowed and the term of the loan.

   Go here for more details of the unsecured personal loan schemes.